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Current Rates

Current Dividends

 APR*APY**
Share Savings Account
($5.00 Minimum required in Share Account to maintain membership.)
1.00%1.00%
Member 1.00%1.00%
Christmas Club 2.00%2.00%

By law, the credit union cannot guarantee dividend rates in advance. Rates are determined by the amount of earnings available after expenses and reserve requirements have been met.


Share Certificate Rates

 APR*APY**
6 Month Share Certificate 1.25%1.25%
12 Month Share Certificate 1.50%1.51%
24 Month Share Certificate 2.00%2.02%
36 Month Share Certificate 2.00%2.02%
60 Month Share Certificate 3.00%3.04%

Current Rates as of January 6, 2010.


Loan Rates

 APR*APY**
Auto, RV or Conv Van (NEW) up to 72 Months 4.99%--
Auto, RV or Conv Van (2008-2009) 5.50%--
Auto, RV or Conv Van (2003-2007) 6.50%--
All Other Secured (New)
Includes: ATV/Quad, Boat, Travel Trailer, Motorcycle and Mobile Home. ATV only finance 80% of invoice value.
7.50%--
All Other Secured (Used)
Includes: ATV/Quad, Boat, Travel Trailer, Motorcycle and Mobile Home. ATV only finance 80% of NADA value.
9.00%--
Share Secured 4.00%--
Unsecured Personal Loans 10.90%--
Unsecured Line of Credit 10.50%--
Home Equity Loan - 60 Months 5.00%--
Home Equity Loan - 120 Months 5.50%--
Home Equity Loan - 180 Months 6.00%--
Home Equity Line of Credit (Variable Rate)
Variable rate based on the Wall Street Prime; No lower than 5.00%
5.00%--
Visa Card (No Annual Fee) 9.90%--


*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

Rates are subject to change at any time by action of the Board of Directors.
To obtain current rate(s), call or visit the credit union office.