Armstrong Associates Federal Credit Union

Checking balances at an ATM

posted February 24, 2010
There are quite a few regulatory changes taking place. Because we already complied with nearly all of the improvements, you won't notice many changes. One of the ones you will notice is when you visit an ATM to check your current balance. Regulation DD requires that an inquiry at an ATM cannot include any funds that are in an account separate from your checking, but could be used to cover any overdrafts. So if you check your balance at an ATM, the only information available will be your current balance in your share draft checking account, not your savings. If you want to check your savings balance, you can do so by using tellerline, virtualbranch, or by calling or visiting any of our locations.

'Worm' message

posted February 19, 2010
Several members have notified us that they received a message on their home computer advising that they were infected with a worm and a special software program is required to take care of the problem. This is a scam, designed to get you to give your debit card information. Please be extremely cautious when shopping online with your debit or credit cards. Be sure you type in the website you want to go to (instead of clicking a link), and look for 'https' in the address or a padlock in the bar at the bottom of your page to make sure the page is secure before putting in any personal information. This message is in no way connected to AAFCU; and we will never request personal information such as account numbers by email or online. If you have become a victim of a scam like this one, contact us immediately so that your account can be blocked for your protection.

Online Shopping Safety

posted November 20, 2009 THIS NEWS ITEM HAS EXPIRED!
Doing your holiday shopping online can be very convenient, but don't let your guard down. Be cautious anytime you are giving your debit or credit card numbers, whether in a store on using an online store. Make sure you are on the true website by typing in the address yourself, rather than following links. Before typing in your personal information and card number, make sure you are on a secure site. In the address bar, there should be an 's' at the end of the http to signify it is a secure site. Many sites also display locked padlocks.

Visa Shopping Tips

posted November 20, 2009 THIS NEWS ITEM HAS EXPIRED!
To make shopping with your credit union debit or credit Visa card less stressful, we wanted to remind you of a few items. Whether using your Visa Debit or Visa Credit card, it is important to be keep the card in your possession and view to avoid your number being stolen. Also keep your receipts to verify your statement, and shred them when you are finished with them. Your Visa Credit Card can be used without limits, up to your existing credit limit. If you need additional funds, visit our lending department to apply for a higher credit limit. Visa debit users must remember that your debit card can only be used nine times per day as a security feature. If you need to access your share draft checking account more than nine times in one day, you will need to have a supply of checks with you. A Visa debit card can be used to withdraw up to $500 from an ATM in any one day. If your purchase is out of your usual pattern of use, you may receive a phone call from our Falcon/Fraud Alert Management service to verify your transaction. Make sure your contact information is up to date in our records so that we can reach you if needed. Most importantly, any time you have a question or need help with your AAFCU Visa cards, don't hesitate to call us...we are here to help you!

Halloween Treat Bags

posted October 21, 2009 THIS NEWS ITEM HAS EXPIRED!
Hey, kids! Stop in your credit union office to pick up a Halloween treat bag, with treats and safety tips! Bags are available October 26-31, or while supplies last.